Full Service Real Estate Agency

Pre-Approval Program

This communication is provided to you for informational purposes only and should not be relied upon by you. Northland Realty is not a mortgage lender. You should contact a lender of your choosing directly to learn more about its mortgage products and your eligibility for such products.

Many buyers are applying for a loan and obtaining approval before they find the home they want to buy.

The benefits of being pre-approved before searching for your home:

  • You Look At The “Right” Homes – Knowing exactly how much you can afford and how much a bank is willing to loan to you for the purchase of your next home allows you to narrow the home search to only houses that fall into your price range.
  • Saves You Money – You save money dealing with a seller who is comfortable knowing your financial qualifications. Many sellers will require more money down or are not willing to come down in price because they do not know if you will be able to close on schedule. Being pre-approved will help both the buyers and the seller’s plan for closing with confidence.
  • Close Quicker – You close more quickly because a lender has already begun the loan process for you, most of the paperwork that slows down the closing process has been completed before you even begin your home search.
  • Minimize Stress – You minimize the trauma of not knowing whether or not you qualify. Once you’re pre-approved by a lender, the only thing left is to find a home in your price range.

Mortgage Partners

Steve Ruprecht

Vice President of Mortgage Lending
NMLS # 389036
(612) 799-5502 Office
(763) 201-7844 Fax

Matt Russell

AgStar Financial
Home Mortgage Specialist
NMLS # 712133
(218) 725-6347 Office
(218) 269-7777 Mobile

Roger Rigstad

New American Funding
Loan Consultant
NMLS # 1030961
(480) 745-7829 Office
(218) 780-0247 Mobile

Julie Rigstad

New American Funding
Loan Consultant
NMLS # 210960
(480) 745-7829 Office
(218) 750-3909 Mobile